Freedom From BigBrother Now!

If you’re reading this, you’ve probably just graduated a college or university
with your Bachelor of Science or Arts in a field that you love. Congratulations!
Perhaps you’ve decided to enter the work force, or perhaps you’ve decided to
remain a full-time student; either way, you are headed for graduate school with
your goals close in sight.

However, many graduate students find themselves in a bit of a predicament when
it comes to health insurance. If you’re attending graduate school, you’re
probably too old to still be covered under your parents’ health insurance plan.
The next most popular way of obtaining health care coverage is through an
employer, but this option is impossible if you’ve decided to attend graduate
school full-time and not work, or if you’ve decided to work a part-time job
while you’re attending graduate school.

If you’re unable to obtain health care coverage through your parents or through
an employer, there are basically two options for you to consider. You can obtain
health care coverage by purchasing and individual health insurance policy, or
you can obtain graduate student health insurance from the university you attend.

If you decide not to purchase an individual insurance policy, you may be able to
get health care coverage through your graduate school. Many graduate schools
offer health care coverage, and several of those graduate schools make the
health care insurance mandatory; meaning, you must obtain graduate student
health insurance through the school unless you can prove that you already have
adequate health insurance through another provider.

So, as you start preparing for the next step of higher education, check with
your graduate school choices to find out if any of them offer graduate student
health insurance. If not, consider purchasing an individual health insurance
policy. You already have enough issues to deal with during your graduate
studies; you may find that you don’t have to add health insurance to the list!